THE LAPEER AGENCY

Insurance that’s Personal, Practical, and Local.

Providing trusted coverage for families and businesses since 1925.

100 years strong—and still personal.

We’re your independent insurance partner, not a call center.

Founded in 1925, The Lapeer Agency has proudly served Michigan individuals, families, and businesses for over 100 years. As an independent agency, we’re not tied to any one carrier—we work for you, not them. With access to a wide range of top-rated insurance companies, we deliver tailored coverage backed by real support, not one-size-fits-all policies.

Insurance that works the way you live and work.

Explore the plans that protect your people, your property, and your peace of mind.

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Personal Insurance

From homeowners and auto to renters, umbrella, and motorcycle coverage, we make sure your everyday life is protected.

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Business Insurance

We help local businesses stay covered with smart solutions like commercial package policies, general liability, and business auto.

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Medicare

Navigating Medicare doesn’t have to be confusing. Let us help you explore your options with clarity and care.

Built for Michigan.

Backed by nearly a century.

Independent, experienced, and ready to help.

Quick answers for peace of mind.

Here’s what people across Michigan ask us most.

  • Why work with an independent agency like yours?

    Independence means we can compare plans across several carriers—helping you get the best value in both coverage and cost.

  • Do you serve areas outside of Lapeer?

    Yes! We help clients throughout Michigan and neighboring states with remote support and licensed agents who know regional requirements.

  • What types of businesses do you work with?

    We specialize in small to mid-sized Michigan businesses across industries—from trades and professional services to farms and retail.

  • Can you help reduce my insurance costs?

    Absolutely. We focus on value-driven coverage, loss control planning, and ongoing risk review to keep costs manageable without sacrificing protection.

What Makes Us Different

A Michigan insurance agency with a national-caliber approach.

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Founded in 1925 with over 150 combined years of industry experience

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Independent, client-first model: we work with carriers like Liberty Mutual, Pioneer, Progressive, and Travelers

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A proactive focus on claims and loss control to help you prevent and recover

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Local roots: We serve Michigan with care and consistency